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Tips to review your cashflow

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We have been finding lately that borrowers, dosage especially those new to the market, are having concerns about their spending habits and cash flow. In most cases clients are simply not aware of the monthly and daily costs of just living!

When clients are looking at getting into their first home they become very good savers and are able to stick to their budget with some vigilance. However, once the financial pressure of saving for the deposit is over and they have settled into their new home, they become blasé about how much they are now spending on the luxuries of their lifestyle. We are not saying that you can’t indulge in having Foxtel or a gym membership, but what we are saying is be aware of how much everything costs and whether there is room for improvement.

Those of us that where to buy clonazepam online have been paying a mortgage for a number of years can also become more unaware of where our money is going each month. We find that clients are more likely to review their home loan rate than what they are paying for car insurance. Here is a list of items that you could consider getting a comparison quote on:

  • Car insurance
  • Health insurance
  • Life insurance
  • Credit card rates

You could also review your little luxuries like:

  • Foxtel
  • Netflix
  • Cigarettes
  • Alcohol
  • Take away
  • Entertainment
  • Gym membership

To make this task simpler, we have included a Budget Planner on our website. Click here.

Of course, if you haven’t reviewed your home loan rate within the last twelve months, we would highly recommend that you do this. As stated above, interest rates are still low, and you may want to consider fixing some or all of your loan for that repayment peace of mind.

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