Mon - Fri : 08:30am - 5:00pm
Finance Hotline 1300-55-99-49

Why Use Us ?

Why Use a Diversifi Broker?

Diversifi Pty Ltd is an established and highly awarded finance Broking Company supported by Choice Aggregation Services, one of Australia’s leading finance aggregation companies. Each member of our team is dedicated and highly trained, having their own Australian Credit Licence which means they’ve met the specific education and experience requirement at the highest level. Using our state of the art software, our team is very efficient in finding finance solutions to match our client’s needs.

Our team are fully qualified Australian credit Licence holder

At Diversifi we require all of our Mortgage Brokers to have extensive experience in the finance industry and complete ongoing training through the various channels available, such as Mortgage and Finance Association (MFAA). They are also required to hold a current Australian Credit Licence so we can provide the highest level of services possible to our clients. What is an Australian Credit Licence? In July 2010 the National Consumer Credit Protection Act (NCCP) was changed for individuals and businesses providing credit services. An Australian Credit Licence (ACL) authorizes you to engage in credit activities that are applicable to your licence, such as;

Engaging in credit activities as a credit provider;
Engaging in credit activities other than as a credit provider or lessor e.g. as a credit representative or broker;
Engaging in all credit activities.

To be granted an Australian Credit Licence you must hold the following requirements;

Diploma of Finance and Mortgage Broking Management;
Approved systems and processes in place to enable proper management of your business;
Criminal check;
Bankruptcy check;
Access to sufficient financial resources to adequately meet your obligations as a credit licensee under the National Credit Act;
Current internal dispute resolution scheme i.e. member of Financial Ombudsman Service, or Credit Ombudsman Service Ltd;
Current professional indemnity insurance.

To find out more on what an Australian Credit Licence is, or to become a Mortgage Broker please call us on 1300 559 949 or email admin@diversifi.com.au.

Quick simplified process resulting in fast Approvals

Diversifi has an extensive analysis process that is completed prior to submission of any loan application, which gives us the knowledge of where the path of least resistance will be for your loan. Giving you a quick response on your loan! Our team also deals with a wide variety of lenders on a daily basis that gives us the knowledge of knowing where each Lender’s hurdles and catches are, giving us the ability to avoid these where needed. Many of the types of niche loans our team does successfully on a daily basis are non-resident hyperlink ‘ non-resident’, low doc loan, on probation, low deposit ‘hyperlink to first home buyer/what sort of deposit do I need’, first home buyer hyperlink to first home buyer

Australian wide and international services

Diversifi has all the systems and processes in places to assist you from anywhere in the world;

Overseas;
Interstate;
In the bush.

We commonly assist foreign nationals, Australian expats and temporary residents to buy property in Australia. Hyperlink all of these to ‘Non-resident’

Long term relationship approch

At Diversifi, we take the long term approach in building relationships with valued clients, and not only assist with mortgage finance needs but also apply ongoing debt and financial management strategies to assist in building wealth. Our job is more than just arranging a mortgage for you, it is to ensure you are financially secure by using a number of relationships we have such as accountants and financial planners to help with your taxation, personal insurance and superannuation needs. It doesn’t stop there though! During the first year of your home loan we will be in touch every few months to check on you, then every year after that we offer a free annual review. There are many reasons why we recommend an annual review, such as;

Is your Lender still offering you the best rate possible?
Is it time to fix?
Has your financial situation changed i.e. children or jobs?
Looking at buying an investment property?
Do you need a new car [hyperlink to Car Finance]
Are you still using your home loan features to benefit you, not the bank?

You don’t need to worry about when your annual review is. We will be in touch! If you need to review your loan now though, our Mortgage brokers are here to assist you. Please call us on 1300 559 949 or email admin@diversifi.com.au.

Access to multiple lenders

In one appointment we can visit all of our panel lenders, from banks and building societies, through to non-bank lenders, showing a wide range of home loan products, and great competitive interest rates to suit all your needs.

Free Appraisals & Credit Reports

Diversifi can order free property appraisals with many of our lenders, this means we will know what your property is worth before we submit a loan application avoiding any additional credit checks on your credit report.

Why is a valuation required?

A property valuation is required for each security property provided for a loan to ensure the market value is sufficient security for the loan being taken out and that the property meets the banks’ criteria i.e. location, not under renovation, zoning etc. We can also provide credit reports prior to a loan application being submitted to ensure the banks are happy with your credit score.

Why is a credit report required?

Diversifi has a licence to obtain a credit report from www.mycreditfile.com.au on your behalf. A credit file shows any impairment such as default, court writs, judgments or bankruptcy all of which will affect which lender your Finance Broker can submit your loan application to. If you are seeking a home loan and think you have any of the above on your credit file, please advise your Mortgage Broker.

Award winning team

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2010 Choice Aggregation Services Business of the Year
Diversifi was awarded Business of the Year 2010 by Choice Aggregation Services. This awards is measured on growth and development.
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2013 Choice Aggregation Services Platinum Achievers Award
2013 is the 9th year awarded the Platinum Achievers award, which is awarded to the top groups in the Choice Aggregation Group.
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2010 Choice Aggregation Services Business of the Year
Diversifi was awarded Business of the Year 2010 by Choice Aggregation Services. This awards is measured on growth and development.
2010 Choice Aggregation Services Platinum Achievers Award
2010 is the 8th year awarded the Platinum Achievers award, which is awarded to the top groups in the Choice Aggregation Group.
2011 Top 25 Brokerage
Diversifi was listed as one of The Advisors “Best of the Best” top 25 Brokerages in Australia in 2011. The prestigious ranking is the benchmark report for Australia’s Finance Broking channel. The ranking is based on a variety of metrics such as loan volumes, book vs. broker grows/productivity. Diversifi performed well in this category because no matter our size we were able to grown using a well-developed diversification strategy.
2011 Choice Aggregation Services Platinum Achievers Award
2012 is the 9th year awarded the Platinum Achievers award, which is awarded to the top groups in the Choice Aggregation Group.
2012 Finalist for MFAA Best Brokerage
Diversifi was named a finalists for the 2012 Mortgage and Finance Association of Australia (MFAA’s) Best Brokerage Award. The Australian Mortgage Awards bring together the industry’s finest, recognising brokers and brokerages for their outstanding achievements. Being a finalist for AMA continues to be the most prestigious and recognised accolade for a mortgage and finance professional in Australia. The Diversification award is for independent and franchise brokerages, regardless of whether the business is a small operation providing a compact diversification offering or a larger business that has a range of specialists (financial planners, accountants, mortgage brokers) all operating under one brand. This category will consider the brokerage that has implemented the most effective diversification business model.
2012 Choice Aggregation Services Platinum Achievers Award
2012 is the 10th year awarded the Platinum Achievers award, which is awarded to the top groups in the Choice Aggregation Group.
2012 Finalist AMA Best Diversification
In 2012 Diversifi was named a finalist for Australian Broking Awards (AMAs) for Best Diversification. The Australian Mortgage Awards bring together the industry’s finest, recognising brokers and brokerages for their outstanding achievements. Being a finalist for AMA continues to be the most prestigious and recognised accolade for a mortgage and finance professional in Australia. The Diversification award is for independent and franchise brokerages, regardless of whether the business is a small operation providing a compact diversification offering or a larger business that has a range of specialists (financial planners, accountants, mortgage brokers) all operating under one brand. This category will consider the brokerage that has implemented the most effective diversification business model
2014 AMA Finalist Best Diversification
Diversifi was named a finalist in the 2014 Australian Mortgage Awards (AMAs), being the second time being named as a finalist in the Diversification category. The Australian Mortgage Awards bring together the industry’s finest, recognising brokers and brokerages for their outstanding achievements. Being a finalist for AMA continues to be the most prestigious and recognised accolade for a mortgage and finance professional in Australia. The Diversification award is for independent and franchise brokerages, regardless of whether the business is a small operation providing a compact diversification offering or a larger business that has a range of specialists (financial planners, accountants, mortgage brokers) all operating under one brand. This category will consider the brokerage that has implemented the most effective diversification business model.
2014 Choice Aggregation Services Platinum Achievers Award
2014 is the 9th year awarded the Platinum Achievers award, which is awarded to the top groups in the Choice Aggregation Group.